By enrolling in Torch Education and using our services, you agree to abide by our terms and conditions. All course fees must be paid in full by the stipulated deadlines. Class schedules, fees, and policies may be subject to change, and we will make reasonable efforts to inform you in advance. Students are expected to attend classes punctually and behave respectfully. Torch Education reserves the right to suspend or terminate services in cases of misconduct, non-payment, or breach of our policies. All teaching materials provided are for personal educational use only and may not be copied, distributed, or used for commercial purposes without written consent. Torch Education is not liable for any loss, injury, or damages arising from the use of our services. By continuing to engage with us, you acknowledge and accept these terms.